NCBA Group Plc

NCBAMain Investment MarketKilele 20Kilele 25

KES77.03

+0.56+0.73%

Live

Open: 76.31
High: 77.60
Low: 76.10
Prev close: 76.47
VWAP: 76.74
Volume: 253.1K
Turnover: KES 19.42M
Deals: 311

Price history

NCBA chart

Hover or use the arrow keys to read each session. Long ranges switch to weekly candles.

Up session
Down session
SMA 20
SMA 50

Range change +22.82%

Statistics

Risk and return

Measured from daily closing prices against the Kilele All Share Index.

252 daily returns, risk-free rate taken as the 91-day bill.

Annualised return: +21.6%; Average daily log return scaled to a year.
Volatility: 22.8%; Standard deviation of daily returns, scaled by the square root of 252.
Sharpe ratio: 0.52; Excess return over the 91-day bill rate per unit of volatility.
Sortino ratio: 0.77; Excess return per unit of downside volatility only.
Beta to KASI: 0.58; How much the share moves for a 1 percent move in the market.
Alpha: +6.9%; Annual return left after adjusting for market exposure.
Correlation: 0.44; Correlation of daily returns with the KASI, from -1 to 1.
Maximum drawdown: −13.6%; Largest fall from a peak to a later trough.
Value at risk, 95%: −2.27%; A daily loss exceeded on only 1 session in 20.
Expected shortfall: −2.77%; Average loss on the worst 5 percent of sessions.
Skewness: −0.04; Asymmetry of returns. Negative means more large down days.
Excess kurtosis: 0.02; Fat tails compared with a normal distribution.
Positive sessions: 52.4%; Share of sessions that closed higher.
Best session: +4.91%; Largest one-day gain in the window.
Worst session: −4.25%; Largest one-day loss in the window.

Distribution of daily returns, 12 monthsMean +0.088%, standard deviation 1.44%. 3 extreme sessions fall outside the chart.

Sessions observed
Normal distribution

NCBA against the market, daily returnsSlope of the fitted line is the beta: 0.58. R squared 0.20.

Rolling volatilityAnnualised, measured over the previous 21 sessions.

Drawdown from peakHow far the price sat below its previous high, 12 months.

Relative performance

Against the sector and the market

NCBA performance against its sector and the KASI
Period	NCBA	Banking	KASI	vs KASI
1 week	+0.65%	+1.54%	+3.36%	−2.71% percentage points
1 month	+6.29%	+1.23%	+1.75%	+4.54% percentage points
3 months	+5.65%	+2.90%	+0.16%	+5.49% percentage points
6 months	+22.82%	+2.21%	+1.84%	+20.97% percentage points
Year to date	+29.09%	+9.00%	+17.33%	+11.76% percentage points
12 months	+21.61%	+11.02%	+17.69%	+3.92% percentage points

Flow

Order and investor flow

Market flows

Order flow this session253.1K shares

Buyer initiated: 145,980
Seller initiated: 107,093
Imbalance: +15.4%

Foreign investors, last 30 sessionsNet +KES 3.13M, gross 405.02M

Net buying
Net selling

Corporate actions

Dividends and entitlements

Dividends and corporate actions
Action	KES per share	Books close	Payment	Status
Interim dividend	2.25	18 Sep 2026	21 Oct 2026	Paid

Comparables

Peers in Banking

Sector peers
Share	Last	Today	Mkt cap	P/E	Yield	12 months
EQTYEquity Group Holdings Plc	55.48	+0.29%	KES 209.36B	4.3x	7.66%	+14.0%
KCBKCB Group Plc	52.96	+2.70%	KES 170.18B	2.8x	5.66%	+5.0%
COOPCo-operative Bank of Kenya Ltd	20.87	+2.71%	KES 122.45B	5.1x	7.19%	+4.4%
ABSAAbsa Bank Kenya Plc	21.34	−0.70%	KES 115.91B	6.4x	8.20%	+9.7%
SCBKStandard Chartered Bank Kenya Ltd	294.75	+0.43%	KES 111.38B	6.3x	15.27%	+13.5%
SBICStanbic Holdings Plc	182.25	−0.14%	KES 72.05B	5.3x	11.38%	+6.9%
IMHI&M Group Plc	40.13	+0.60%	KES 66.36B	5.0x	7.48%	+4.8%
DTKDiamond Trust Bank Kenya Ltd	116.00	+0.43%	KES 32.43B	3.8x	6.03%	+43.8%
HFCKHF Group Plc	9.63	+1.26%	KES 14.81B	10.5x	-	+5.1%

Key data

Market capitalisation: KES 126.91BRank 5 of 47
Shares in issue: 1.65B
Earnings per share: KES 13.40
Price to earnings: 5.7x
Dividend per share: KES 5.50
Dividend yield: 7.14%
Payout ratio: 41%
Earnings yield: 17.4%
Average volume, 30 sessions: 224.5K
Average turnover, 30 sessions: KES 16.55M
Beta to KASI, 12 months: 0.58
Volatility, 12 months: 22.8%

52-week range91% of range

57.4978.89

Order book

Best eight levels on each side, refreshed during the session.

Spread: 0.02 (0.03%)
Mid price: 77.030
Imbalance: +3% bids

OrdersSizeBid

OfferSizeOrders

15,149 shares bid16,883 shares offered

Time and sales

Most recent trades in NCBA
Time	Price	Shares
14:12:40	77.03	286
14:10:35	77.01	119
14:10:15	77.00	1,113
14:08:41	77.02	2,572
14:07:26	77.03	880
14:06:13	77.03	151
14:05:30	77.03	417
14:04:30	77.05	1,455
14:03:02	77.05	200
14:02:41	77.06	181
14:02:16	77.06	169
14:01:39	77.06	771
14:01:34	77.06	1,088
14:01:11	77.07	356

Technical analysis

Signal summary

Bullish

7 bullish, 1 neutral and 1 bearish readings from moving averages and oscillators.

Moving averages

Moving averages and the price position
SMA 20	75.17	+2.5%	Bullish
SMA 50	74.63	+3.2%	Bullish
SMA 100	72.39	+6.4%	Bullish
SMA 200	67.61	+13.9%	Bullish
EMA 12	75.62	+1.9%	Bullish
EMA 26	74.90	+2.8%	Bullish

Oscillators

Oscillator readings
RSI 14	60.8	Within range	Neutral
MACD 12, 26, 9	0.721	Above signal line	Bullish
Stochastic 14, 3	85.3	Overbought	Bearish

Classic pivot points

From the previous session: pivot = (high + low + close) / 3.

78.21

77.70

77.08

Pivot

76.57

75.95

75.44

74.82

Position calculator

Shares of NCBA

Consideration at KES 77.03: KES 77,030.00
Fees and levies (2.10%): KES 1,617.63
Total cost of purchase: KES 78,647.63
Break-even selling price: KES 80.33+4.29% from here
Annual dividend, gross: KES 5,500.00
Withholding tax at 5%: KES 275.00
Annual dividend, net: KES 5,225.006.64% yield on cost

Uses the standard levies for trades of this size and the latest declared dividend. Your broker may charge less above KES 100,000.

Open the full calculators

Company profile

Banking group formed from the merger of NIC Group and CBA, known for digital lending and asset finance.

Headquarters: Nairobi
Sector: Banking
Market segment: Main Investment Market
Ticker: NCBA

Announcements

All

No announcements for this company yet.