Arithmetic
Calculators
Work out exactly what a trade costs, what it returns and what a share or bond is worth. Pick any listed security to fill in live prices, or enter your own numbers.
Before you trade
Trade cost calculator
Every levy on an order: brokerage commission, exchange levy, CMA levy, CDSC levy and the investor compensation and guarantee funds.
Up to KES 100,000 the capped total is 2.10%. Above it brokerage is negotiable up to 1.5%.
| Charge | Rate | KES |
|---|---|---|
| Consideration (1,000 x 21.45) | - | 21,450.00 |
| Brokerage commission | 1.76% | 377.52 |
| Exchange levy | 0.12% | 25.74 |
| CMA levy | 0.12% | 25.74 |
| CDSC levy | 0.08% | 17.16 |
| Investor compensation and guarantee funds | 0.02% | 4.29 |
| Total fees and levies | 2.10% | 450.45 |
- Total you pay
- KES 21,900.45
- Effective price per share
- KES 21.9004
- Cost to buy and sell at this price
- KES 900.904.20% round trip, the move needed just to break even
Standard rates follow the published cap of 2.10 percent for trades up to KES 100,000: brokerage 1.76 percent, exchange levy 0.12 percent, CMA levy 0.12 percent, CDSC levy 0.08 percent and 0.02 percent for the compensation and guarantee funds. Check your broker's contract note for your exact charges.
After you trade
Return and break-even calculator
Net profit after fees on both sides and tax on dividends, the annualised return and the price you need to break even.
- Total cost including fees
- KES 841,829.81Fees KES 15,209.81
- Proceeds after selling fees
- KES 954,606.00Fees KES 17,894.00
- Capital gain after fees
- KES 112,776.19
- Dividends after tax
- KES 95,000.00Withholding tax KES 5,000.00
- Net profit
- KES 207,776.19
- Return on investment
- +24.68%
- Annualised return
- -Compounded over 365 days
- Break-even selling price
- KES 380.41−7.96% from your buy price
Income
Dividend income calculator
Gross and net dividends after withholding tax, the yield on your cost and what it takes to reach a monthly income goal.
- Shares
- 11,444Whole shares the budget buys after fees
- Cost including fees
- KES 249,990.52
- Gross annual dividend
- KES 20,027.00
- Withholding tax at 5%
- KES 1,001.35
- Net annual dividend
- KES 19,025.65About KES 1,585.47 a month
- Dividend yield at this price
- 8.16%
- Net yield on your cost
- 7.61%
Income goal
To earn KES 10,000 a month after tax you would need about 72,181 shares, costing roughly KES 1,576,771 at today's price.
Long term
Growth planner
Project a lump sum plus monthly investing, with fees on every purchase and dividends reinvested or taken as cash.
- Portfolio value after 15 years
- KES 6.50M
- Total invested
- KES 1.90M
- Total gain
- KES 4.60M
- Money multiple
- 3.42x
- Portfolio value
- Amount invested
Year by year table
| Year | Invested | Value |
|---|---|---|
| 1 | KES 220,000 | KES 237,307 |
| 2 | KES 340,000 | KES 397,035 |
| 3 | KES 460,000 | KES 580,048 |
| 4 | KES 580,000 | KES 789,737 |
| 5 | KES 700,000 | KES 1,029,993 |
| 6 | KES 820,000 | KES 1,305,271 |
| 7 | KES 940,000 | KES 1,620,677 |
| 8 | KES 1,060,000 | KES 1,982,059 |
| 9 | KES 1,180,000 | KES 2,396,120 |
| 10 | KES 1,300,000 | KES 2,870,538 |
| 11 | KES 1,420,000 | KES 3,414,112 |
| 12 | KES 1,540,000 | KES 4,036,923 |
| 13 | KES 1,660,000 | KES 4,750,521 |
| 14 | KES 1,780,000 | KES 5,568,141 |
| 15 | KES 1,900,000 | KES 6,504,944 |
A projection, not a forecast. Growth is compounded monthly at the rate you enter and real returns will vary from year to year.
Fair value
Valuation calculator
Two classic ways to estimate what a share is worth from its earnings and its dividends.
Earnings method
Grow earnings for five years, apply your P/E, add the dividends, then discount everything back at your required return.
KES 23.91
- Earnings per share in year 5
- KES 4.92
- Price in year 5
- KES 31.50
- Present value of five years of dividends
- KES 7.48
- Current P/E
- 6.4x
Dividend discount model
Value = next year's dividend divided by (required return minus dividend growth).
KES 20.65
Risk
Position size calculator
How many shares to buy so that a stop-loss costs no more than the share of your account you are willing to risk.
- Amount you can risk
- KES 5,000.00
- Risk per share
- KES 7.978.00% below entry
- Shares to buy
- 627Limited by your risk budget
- Position value
- KES 62,442.9312.5% of the account
- Fees and levies to buy
- KES 1,311.30
- Loss if the stop is hit
- KES 4,997.19
- Gain at target
- KES 9,988.11
- Reward to risk
- 2.00 to 1
Fixed income
Bond calculator
Price from yield or yield from price for any Treasury bond, with accrued interest, duration, convexity and tax.
Coupons are paid twice a year. Interest on Treasury bonds is taxed at 15 percent, or 10 percent for bonds issued with ten or more years to run. Infrastructure bonds are tax free.
- Clean price per 100
- -
- Accrued interest per 100
- -
- Dirty price per 100
- -
- Settlement amount
- -
- Annual coupon, gross
- -
- Annual coupon after tax
- -
- After-tax yield
- -
- Macaulay duration
- -
- Modified duration
- -
- Convexity
- -
- Price change if yields rise 1 point
- -