I&M Group Plc

IMHMain Investment MarketKilele 20Kilele 25

KES40.14

+0.25+0.63%

Live

Open: 40.00
High: 40.20
Low: 39.72
Prev close: 39.89
VWAP: 39.95
Volume: 177.0K
Turnover: KES 7.07M
Deals: 163

Price history

IMH chart

Hover or use the arrow keys to read each session. Long ranges switch to weekly candles.

Up session
Down session
SMA 20
SMA 50

Range change −12.74%

Statistics

Risk and return

Measured from daily closing prices against the Kilele All Share Index.

252 daily returns, risk-free rate taken as the 91-day bill.

Annualised return: +4.8%; Average daily log return scaled to a year.
Volatility: 25.9%; Standard deviation of daily returns, scaled by the square root of 252.
Sharpe ratio: −0.11; Excess return over the 91-day bill rate per unit of volatility.
Sortino ratio: −0.16; Excess return per unit of downside volatility only.
Beta to KASI: 0.64; How much the share moves for a 1 percent move in the market.
Alpha: −8.4%; Annual return left after adjusting for market exposure.
Correlation: 0.43; Correlation of daily returns with the KASI, from -1 to 1.
Maximum drawdown: −18.9%; Largest fall from a peak to a later trough.
Value at risk, 95%: −2.70%; A daily loss exceeded on only 1 session in 20.
Expected shortfall: −3.13%; Average loss on the worst 5 percent of sessions.
Skewness: 0.04; Asymmetry of returns. Negative means more large down days.
Excess kurtosis: 0.00; Fat tails compared with a normal distribution.
Positive sessions: 52.4%; Share of sessions that closed higher.
Best session: +5.55%; Largest one-day gain in the window.
Worst session: −4.41%; Largest one-day loss in the window.

Distribution of daily returns, 12 monthsMean +0.032%, standard deviation 1.63%. 3 extreme sessions fall outside the chart.

Sessions observed
Normal distribution

IMH against the market, daily returnsSlope of the fitted line is the beta: 0.64. R squared 0.18.

Rolling volatilityAnnualised, measured over the previous 21 sessions.

Drawdown from peakHow far the price sat below its previous high, 12 months.

Relative performance

Against the sector and the market

IMH performance against its sector and the KASI
Period	IMH	Banking	KASI	vs KASI
1 week	+5.22%	+1.53%	+3.34%	+1.87% percentage points
1 month	+4.97%	+1.22%	+1.73%	+3.24% percentage points
3 months	−5.37%	+2.89%	+0.14%	−5.51% percentage points
6 months	−12.74%	+2.21%	+1.83%	−14.57% percentage points
Year to date	+7.04%	+9.00%	+17.32%	−10.28% percentage points
12 months	+4.83%	+11.01%	+17.67%	−12.84% percentage points

Flow

Order and investor flow

Market flows

Order flow this session177.0K shares

Buyer initiated: 112,155
Seller initiated: 64,886
Imbalance: +26.7%

Foreign investors, last 30 sessionsNet +KES 33.22M, gross 259.26M

Net buying
Net selling

Corporate actions

Dividends and entitlements

Dividends and corporate actions
Action	KES per share	Books close	Payment	Status
Interim dividend	1.50	30 Oct 2026	27 Nov 2026	Register open

Comparables

Peers in Banking

Sector peers
Share	Last	Today	Mkt cap	P/E	Yield	12 months
EQTYEquity Group Holdings Plc	55.48	+0.29%	KES 209.36B	4.3x	7.66%	+14.0%
KCBKCB Group Plc	52.96	+2.70%	KES 170.18B	2.8x	5.66%	+5.0%
NCBANCBA Group Plc	77.03	+0.73%	KES 126.91B	5.7x	7.14%	+21.6%
COOPCo-operative Bank of Kenya Ltd	20.87	+2.71%	KES 122.45B	5.1x	7.19%	+4.4%
ABSAAbsa Bank Kenya Plc	21.33	−0.74%	KES 115.85B	6.4x	8.20%	+9.7%
SCBKStandard Chartered Bank Kenya Ltd	294.75	+0.43%	KES 111.38B	6.3x	15.27%	+13.5%
SBICStanbic Holdings Plc	182.25	−0.14%	KES 72.05B	5.3x	11.38%	+6.9%
DTKDiamond Trust Bank Kenya Ltd	116.00	+0.43%	KES 32.43B	3.8x	6.03%	+43.8%
HFCKHF Group Plc	9.63	+1.26%	KES 14.81B	10.5x	-	+5.1%

Key data

Market capitalisation: KES 66.38BRank 10 of 47
Shares in issue: 1.65B
Earnings per share: KES 8.10
Price to earnings: 5.0x
Dividend per share: KES 3.00
Dividend yield: 7.47%
Payout ratio: 37%
Earnings yield: 20.2%
Average volume, 30 sessions: 291.1K
Average turnover, 30 sessions: KES 11.23M
Beta to KASI, 12 months: 0.64
Volatility, 12 months: 25.9%

52-week range42% of range

35.3646.83

Order book

Best eight levels on each side, refreshed during the session.

Spread: 0.01 (0.02%)
Mid price: 40.145
Imbalance: −8% offers

OrdersSizeBid

OfferSizeOrders

21,056 shares bid35,915 shares offered

Time and sales

Most recent trades in IMH
Time	Price	Shares
14:07:41	40.10	372
14:03:30	40.13	218
14:02:30	40.10	2,358
13:58:14	40.06	557
13:57:31	40.06	236
13:57:31	40.05	395
13:56:46	40.04	428
13:55:54	40.06	197
13:54:18	40.04	1,710
13:53:07	40.04	1,116
13:52:51	40.05	727
13:50:16	40.06	1,309
13:49:09	40.05	325
13:47:28	40.00	868

Technical analysis

Signal summary

Bullish

5 bullish, 1 neutral and 3 bearish readings from moving averages and oscillators.

Moving averages

Moving averages and the price position
SMA 20	38.60	+4.0%	Bullish
SMA 50	39.19	+2.4%	Bullish
SMA 100	41.18	−2.5%	Bearish
SMA 200	41.20	−2.6%	Bearish
EMA 12	38.88	+3.2%	Bullish
EMA 26	38.82	+3.4%	Bullish

Oscillators

Oscillator readings
RSI 14	61.8	Within range	Neutral
MACD 12, 26, 9	0.057	Above signal line	Bullish
Stochastic 14, 3	97.9	Overbought	Bearish

Classic pivot points

From the previous session: pivot = (high + low + close) / 3.

41.18

40.61

40.25

Pivot

39.68

39.32

38.75

38.39

Position calculator

Shares of IMH

Consideration at KES 40.14: KES 40,140.00
Fees and levies (2.10%): KES 842.94
Total cost of purchase: KES 40,982.94
Break-even selling price: KES 41.86+4.29% from here
Annual dividend, gross: KES 3,000.00
Withholding tax at 5%: KES 150.00
Annual dividend, net: KES 2,850.006.95% yield on cost

Uses the standard levies for trades of this size and the latest declared dividend. Your broker may charge less above KES 100,000.

Open the full calculators

Company profile

Regional banking group with operations in Kenya, Rwanda, Tanzania, Uganda and Mauritius.

Headquarters: Nairobi
Sector: Banking
Market segment: Main Investment Market
Ticker: IMH

Announcements

All

No announcements for this company yet.